A 4-Point Inspection is a specialized home inspection required by most insurance companies in Florida for homes that are 25 years or older. It focuses on the four major systems that pose the greatest risk of insurance claims:

1. Roof – Type, age, condition, and any signs of leaks or damage.

2. Electrical System – Type of wiring, panel brands, condition, and compliance with modern safety standards.

3. Plumbing System – Type of pipes, signs of leaks or corrosion, and functional concerns.

4. HVAC (Heating, Ventilation, and Air Conditioning) – Age, condition, and whether it adequately heats and cools the home.